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Whole Life Insurance

Whole life insurance, or whole of life assurance, sometimes called "straight life" or "ordinary life," is a life insurance policy that is guaranteed to remain in force for the insured's entire lifetime, provided required premiums are paid, or to the maturity date... Wikipedia

Whole Life plans for all ages, In addition, helps your loved ones pay college tuition, mortgage payments and even help cover retirement income gaps in the event of your passing. And some of our permanent policies offer the opportunity to build cash value, which you’re able to use however you’d like.1

How does life insurance work?

With term and permanent life insurance, you make premium payments so that in the event of your passing, your loved ones and beneficiaries will receive the death benefit proceeds from the policy. Term insurance is for a specific period of time whereas permanent is for life as long as the premiums are paid.

Do I need life insurance?

If you have anyone that depends on you financially or if you don’t want to leave your loved ones with burial costs or debt, then the answer is yes. And if you’re just starting out and want to lock in an affordable rate for when you have a family, different types of life insurance can help with that, too.

Final expense insurance helps families cope with the loss of a loved one by guaranteeing all funeral and burial expenses will be paid for. With so many different options to choose from, the cost for a service, burial plot, casket, and headstone can range anywhere from $1000 to $10,000, and the grieving period is no time to be making financial decisions. Final expense insurance is perfect because it is more affordable, no medical exam is required, and premiums will not increase over time. In addition, final expense insurance can provide funds to your family within 24-48 hours of your passing.whereas traditional life insurance plans can take weeks to payout. This instant, short-term monetary relief can be crucial for staying current with mortgage payments and covering day to day living expenses. No longer a luxury, final expense insurance is a necessity. So what are you waiting for? Give yourself and your loved ones peace of mind today ole Insurance Solutions Agency offers free, comparative quotes on final expense insurance from multiple insurance carriers so you can get the best possible rate.


Guaranteed or Modified Issue Life Insurance. As the name implies, there are life insurance policies that are guaranteed to be issued. That means regardless of your health, you cannot be declined or turned down. However, guaranteed issue life insurance generally offers low death benefit options with higher than normal premiums.


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